Health Insurance Options for the Self-Employed

There’s no one-size-fits-all solution when it comes to health insurance. We help you explore options like:

✅ Marketplace Plans (ACA-Compliant)

Offered through the Health Insurance Marketplace

Eligible for subsidies based on income

Covers essential benefits like doctor visits, hospital care, prescriptions, and more

· Offered through the Health Insurance Marketplace

· Eligible for subsidies based on income

· Covers essential benefits like doctor visits, hospital care, prescriptions, and more

✅ Private Individual Plans

Flexibility to choose coverage beyond the standard ACA plansAvailable year-round (not limited to Open Enrollment in many cases)May be more affordable if you’re in good health

✅ Health Sharing Plans

Faith-based or community-centered programsNot insurance, but often a low-cost alternativeTypically does not meet ACA requirements

✅ Short-Term Health Insurance

Temporary coverage for transitions or gapsBudget-friendly with lower premiumsLimited coverage and not for long-term use

✅ HSA-Compatible Plans

High-deductible plans paired with Health Savings AccountsAllows you to save pre-tax dollars for healthcare expensesSmart choice for tax-conscious entrepreneur.